✅ Instant Money Transfers
Transfer money 24×7 instantly between bank accounts using UPI — no need to remember IFSC or account numbers.

✅ Zero Charges
Paytm UPI transfers are completely free — no hidden fees or transaction charges.

✅ Scan & Pay
Easily scan any UPI QR code and pay at shops, restaurants, petrol pumps, and more.

✅ Multiple Bank Account Support
Link and manage multiple bank accounts under one UPI ID for easy payments.

✅ Safe & Secure
Backed by two-factor authentication and Paytm’s secure platform — your money is protected.

✅ Bill Payments & Recharge
Pay utility bills, do mobile recharges, book tickets, and more using UPI directly from your Paytm app.

✅ Cashback & Rewards
Earn exciting cashback, rewards & scratch cards on eligible UPI transactions.

✅ Set AutoPay
Enable AutoPay for recurring payments like subscriptions or loan EMIs via UPI.