Aditya Birla Health Insurance offers a variety of comprehensive health insurance plans designed to provide financial support during medical emergencies and encourage healthy living.
▪️2.5 Cr + LIVES INSURED
▪️4800 + LOCATIONS PRESENCE
▪️11000+ CASHLESS HOSPITALS
▪️96%* CLAIM SETTLEMENT RATIO FOR FY 22-23
Features
✔️ Individual Health Insurance Plans: Covers medical expenses, hospitalization, and daycare procedures.
✔️ Family Floater Plans: Single policy for the entire family, including spouse and children.
✔️ Critical Illness Insurance: Provides coverage for specific illnesses like heart disease, cancer, and stroke.
✔️ Senior Citizen Health Insurance: Tailored plans for senior citizens with age-specific benefits.
✔️ Top-Up Plans: Additional coverage over existing health insurance to enhance benefits.
Benefits
✔️ HealthReturns®: Earn up to 100% of the premium back as HealthReturns® for maintaining good health.
✔️ No Capping on Medical Expenses: Unlimited coverage on hospitalization expenses and treatments.
✔️ Day 1 Cover for Chronic Conditions: Immediate coverage for selected chronic conditions without a waiting period.
✔️ Cashless Hospitalization: Access to a network of over 11,000 cashless hospitals for seamless treatment.
✔️ Tax Benefits: Avail tax deductions under Section 80D of the Income Tax Act for the premiums paid.
Premium & Charges
✔️ Premiums depend on various factors like age, sum insured, coverage and plan type.
✔️ Additional premiums may apply for benefits like OPD coverage.
✔️ Tax exemptions apply on premiums paid, with higher limits for senior citizens.
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