Asap Finance Personal Loan
Fast, Simple & Reliable Finance.
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Features
✅ No Collateral for eligible applicants
✅ Quick & Digital Application Process
✅ Simple Documentation
✅ Clear EMI & Charges
✅ Direct Bank Disbursal after approvalFees & Charges
Interest / APR: Maximum APR up to 36% p.a.
✅ Processing Fee: Up to 2% of the loan amount + applicable taxes
✅ Late Payment: Applicable on overdue amounts as per the Loan Agreement
✅ Hidden Charges: None. All applicable charges are disclosed before acceptance.
✅ Prepayment / Foreclosure: Permitted as per the applicable terms and conditions. -
Eligibility Criteria
✅ Minimum Age: 21 Years
✅ Minimum monthly personal income of ₹15,000
✅ Salaired or Self Employeed BothDocuments Required
✓ PAN Card
✓ Aadhaar Card / Valid ID Proof
✓Income Proof -
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Tracking time
✔️Leads will be tracked within 4 working days of submission
✔️Receive your Payout every Friday for each successful lead converted till Sunday of every week.How to get your commission
✔️Earnings can be transferred directly to your bank account. -
Step-by-Step Process
✔️ Apply Online: Open the ASAP Finance application link and enter the required basic details.
✔️ Complete Verification: Provide mobile/contact and personal information and complete the required verification.
✔️ Upload Documents: Submit PAN, Aadhaar/KYC, income proof, bank statement, and other requested documents.
✔️ KYC & Credit Assessment: ASAP Finance verifies the submitted information and assesses eligibility/creditworthiness.
✔️ Loan Offer: If eligible, review the loan amount, interest/APR, tenure, EMI, and applicable charges.
✔️ Accept Terms: Review the loan documentation/KFS and accept the applicable terms if you wish to proceed.
✔️ Disbursal: After final approval and completion of documentation, the approved amount is disbursed to the customer’s bank account. -
Rules to Follow
✔️Loan amount, interest rate, tenure and charges may vary by customer.
✔️Customer must provide accurate and complete information.
✔️KYC and other documents must be genuine and valid.
✔️ASAP Finance/Cieco may verify employment, credit history and other information provided by the applicant.
✔️Applicable interest, fees and charges must be paid as per the loan agreement.
✔️Final terms are communicated through the applicable sanction/loan documentation.
✔️Customers should review the KFS, EMI, APR, fees and repayment obligations before accepting the loan.
✔️No rollovers are permitted for the personal-loan products described on the current website.
✔️ T&C and product terms are subject to change -
Q1. What is ASAP Finance?
ASAP Finance is the lending brand of Cieco Securities Private Limited, an RBI-registered NBFC.Q2. How much Personal Loan can I get?
The current personal-loan of ₹5,000 to ₹50,000 subject to eligibility.Q3. What is the loan tenure?
The current standard personal-loan range is 3 to 36 months.Q4. Is collateral required?
Personal loans are generally unsecured, so eligible applicants do not need to pledge collateral.
